Understanding Lender Collateral Values in 2020

understanding lender collateral values in 2020 When it comes to acquisition lending that includes a “goodwill” component, the consideration always turns to collateral values and what amount a lender might secure to minimize their exposure and comply with...

Understanding Lending Coverage Ratios

understanding lending coverage ratios We’ve all heard many of these terms before, but do you really understand a lender when they are telling your borrower that the 1.15 ratio is not in line? By STEVE MARIANI JANUARY 11, 2020 We have all heard these terms before, but...

Happy Holidays To All Our Wonderful Friends

Happy Holidays from your friends at Diamond Financial! As we usher in the new year with great celebrations and expectations for 2020, we want to take this moment to express our heartfelt gratitude to you, our brokers, our friends. By STEVE MARIANI DECEMBER 19, 2019...

Can Your Buyer Really Afford A Fixed Rate Loan?

can your buyer really afford a fixed rate loan? The calls come in almost daily here in our shop, with the first question at times being: can you offer a fixed rate loan? Our response is always the same: can you afford it? What many clients don’t understand, and/or are...

Change, It Is Happening Today

change, it’s happening today This newsletter will discuss change and how it affects you, your company and your living. It’s happening today and everyday as part of our business community, so let’s talk about the actual effects. By Steve Mariani October 14, 2019...