by Steve Mariani | Dec 9, 2020 | Newsletter
WISHING YOU A JOYOUS AND HAPPY HOLIDAY FROM YOUR FAMILY AT DIAMOND FINANCIAL By Steve Mariani DECEMBER 9, 2020 This year, the holidays are different. We celebrate differently, surround ourselves with only select guests, and have canceled our travel plans. Many will...
by Steve Mariani | Nov 23, 2020 | Newsletter
closing transactions in today’s lending market Let’s face it, a lot has happened in 2020, and now that the year is coming to a conclusion, I think we’re all happy to begin moving forward again. By Steve Mariani NOVEMBER 23, 2020 Let’s face it, a lot has happened...
by Steve Mariani | Oct 1, 2020 | Newsletter
closing transactions that include a p.p.p. loan Now that the six-month payment incentive provided by the C.A.R.E.S. Act is over, let’s focus our attention back to closing a loan that has a P.P.P. attached to the business. By Steve Mariani OCTOBER 2, 2020 PDF...
by Steve Mariani | Mar 16, 2020 | Newsletter
understanding lender collateral values in 2020 When it comes to acquisition lending that includes a “goodwill” component, the consideration always turns to collateral values and what amount a lender might secure to minimize their exposure and comply with...
by Steve Mariani | Feb 11, 2020 | Newsletter
protecting outside investors when using sba financing Each year, a large percentage of our transactions will include one or more silent investors. These investors are typically willing to assist with the down payment, but will always prefer to limit their exposure to...
by Steve Mariani | Jan 11, 2020 | Newsletter
understanding lending coverage ratios We’ve all heard many of these terms before, but do you really understand a lender when they are telling your borrower that the 1.15 ratio is not in line? By STEVE MARIANI JANUARY 11, 2020 We have all heard these terms before, but...
