Habits Matter – Especially Credit Ones

Habits matter! Especially credit ones By Steve Mariani   It’s not always about the credit score.  Many times it’s the history that gets an approval. Anyone who’s been around me for any length of time must have heard the story of my first real job back in the 70’s...

Deal Structuring – The Right Way

 Deal structuring, the right way!         by David Madison   Let’s start off by assuming that you’ve structured your transaction properly so that it meets SBA guidelines and works well for both the buyer and seller. Don’t underestimate the importance of getting this...

Earn Outs Are Out, So What Is Coming In?

Earn outs are OUT, So what is IN? By Steve Mariani   This should not be new news to anyone that has been in this industry for any length of time, they were classified as “ineligible” about 5 years ago.  In today’s article I will describe the reasons there out and the...

Sharing Lenders

Sharing our financing knowledge (and much more) By Steve Mariani   If you’ve had the opportunity to attend any of my broker workshops over the last few years or even had the chance to speak with us over the phone then you should know that we are always looking for...

Acing The Underwriter Interview

Financing the First Time Business Buyer Acing the Underwriter Interview By David Madison   Last month we discussed business plans. Preparing a business plan isn’t just a necessary step, a box to check off along the way to obtaining financing. Far more important,...