by Steve Mariani | Jul 11, 2019 | Newsletter
deal structuring: there are more options than you might think You have just advised your seller to accept the presented LOI and now need a lender to finance this transaction. The only concern is the $3,400,000 dollar goodwill piece included in the $4,000,000 purchase...
by Steve Mariani | Jun 13, 2019 | Newsletter
Clearing up seller note confusion How many times have you heard “the SBA requires a seller promissory note”? Well, we want to clear up all the confusion on required seller notes. By Steve Mariani June 13, 2019 In short, there is no such rule anymore. You may find that...
by Steve Mariani | Apr 19, 2019 | Newsletter
do you really pre-qualify buyers? Have you ever been concerned about your buyer’s actual qualifications? Of course you have, and it happens every day in our world. By Steve Mariani April 19, 2019 Once you ask a potential buyer for his personal financial information...
by Steve Mariani | Mar 13, 2019 | Newsletter
a few lending rules By now, everyone should know that some of the most recent changes to SBA SOP’s include a much lower down payment requirement, 10% now vs 25% in the past. By Steve Mariani MARCH 13, 2019 This adjustment opens more businesses to more buyers, and what...
by Steve Mariani | Jan 10, 2019 | Uncategorized
PLP vs GP Lending in 2019 Understanding the Differences By Steve Mariani Today I explain the true differences between the lender classifications PLP and GP and why at times it is to the benefit of your transaction to actually process a specific loan request...
